Hurricane Harvey has once again reminded us of the awesome destructive power that nature holds. For raw power, a major hurricane, like Harvey, surpasses anything man can create, even a nuclear bomb. The bomb’s energy is concentrated in a much smaller area, increasing its impact on whatever is within its blast radius. But the overall energy of a hurricane, spread over a much larger area and a much longer time, far surpasses it.
Most of the damage by hurricanes isn’t caused by the high winds, but by the water that they bring. It’s hard to believe, but water, something we need for life, is one of the most destructive materials on the earth. It can destroy anything, given enough quantity and time.
For this reason, as well as the suddenness of a flood hitting, it is difficult to defend against one. But if we want to be truly prepared for any disaster, then we must include the possibility of flooding in that preparation. There are few areas in the country that are not subject to the potential of flooding, even if the location is not considered to be in what is known as a “100-year flood zone.” Besides, there once was a time when the entire world flooded, so it’s not prudent to think any of us are safe.
It’s important to note that only people who live in one of those 100-year flood zones are required to buy flood insurance as a condition of their home’s mortgage. So, if you don’t live in one of those areas, you probably don’t have flood insurance. What this means is that if your home gets flooded, the insurance company isn’t going to help.