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All posts for the month February, 2015

By Daisy Luther – The Organic Prepper

I have no idea why it took me so long to motivate myself to make laundry detergent. Never has getting things clean been so dirt cheap.

The thing that finally compelled me to stop being so lazy was the fact that…well..it was the lesser of two lazies. I ran out and my car is in the shop.  It took far less energy to gather up the ingredients that I already had in my storage room than it would have taken to walk to the over-priced corner store and lug a heavy jug of it home up the great big hill that is my driveway.

There are lots of great things about making your own laundry detergent.

It’s very frugal.

The ingredients don’t cost much at all to make a gigantic batch.  I checked online so that my prices were accurate, but I believe some of these items will be able to be purchased locally at a lower price.  You can usually find all or most of the ingredients at Wal-Mart.  If not, I’ve sourced them online for you. 

  • Borax 20 Mule Team Detergent Booster, 76 Oz  $3.97
  • Arm & Hammer Baking Soda, 64 Oz $2.24
  • Oxiclean Versatile Stain Remover, 5 Pounds $9.47
  • Arm & Hammer Super Washing Soda 55 oz $3.24
  • Zote Laundry Soap Bar Pink 14.1 oz (Pack of 3) – $8.75 (I know that it is closer to $1 a bar at Wal Mart but I couldn’t verify that online.)
  • Fels Naptha Laundry Soap $1.99

My price was about $20 for a huge tub of laundry soap – about 20 pounds of detergent.  The instructions say to use 1-3 tablespoons per load. The amount I made will probably last our family for 6 months or longer, doing a load per day.  My best guess is about 250 loads – I’m going to keep track of it. If that is the case, we’re looking at about about 8 cents per load of laundry.

It’s incredibly easy.

I’m kicking myself for not making this before – it is incredibly easy!  The thing that took the longest was chopping up the soap. If you had to use a hand grater for the soap, you might want to sit down at the table and turn something interesting on Netflix, because that would definitely take a while. I used the dry container for my Vitamix and it took about 10-15 minutes to chop up all of the soap. Aside from that, it was a matter of tearing the boxes of the individual ingredients open, dumping them into a tub, and stirring.

I combined two different recipes and techniques for my laundry detergent. You can find them HERE and HERE.

You can adjust the recipe for allergies and sensitivities.

If you have a family member with sensitive skin or allergies, you can easily adjust this recipe. Several recipes I found online did not contain the Oxy-clean, for example.  You could also choose different soap and use Ivory or Castile soap.

Whatever your needs, when you make the item yourself, you can switch things around until it is perfect for your family.

This is all you need to make laundry soap

This is what you need:

76 oz box of Borax

5 lb container of Oxy-clean

55 oz box washing soda

64 oz box of baking soda

3 bars of laundry soap

Cut soap into pieces

Cut the soap into pieces about the size of your thumbnail. Initially, I was using the dry canister of my blender for just the soap but it was getting gummy instead of coarsely chopped.  I resolved this by adding a half cup of baking soda and handful of cut up soap and processing the two items together.

Don’t overblend it, or it will still give you gummy chunks.

The Zote soap is much moister than the Fels Naptha, and in the future, I’ll most likely stick with the Fels because it chops into a nice powder.  Another lovely-smelling and natural option would be Dr. Bronner’s Castile soap.

Use the blender to chop soap

Then comes the ridiculously easy part. Dump all of your ingredients into a container big enough to mix it in – I used a large Rubbermaid tub and two big cooking spoons.  Once it is well mixed, transfer it into the container in which you intend to store it.

Making laundry soap is easy

Instructions for use:

I saved the scoop from the Oxyclean container.  Half of the scoop is 3 tablespoons, which is more than enough soap per load.  With powdered laundry detergent, some people prefer to fill the washing machine and agitate the soap for a few minutes to dissolve it.  I just chucked it in on top of the clothes, started the machine and walked away, and it dissolved fine.  This is dependent on the hardness of your water, so you’ll need to experiment for best results.

 Resources:

(These are affiliate links. The FCC wants me to let you know that I get a small commission if you choose to purchase these items from Amazon. This does not cost you anything additional, but it does help support the operating costs of this website.)

Vitamix 1300 TurboBlend 4500 (I got mine when I was expecting my almost 14-year-old and it’s going strong – the best kitchen investment I ever made!)

Borax 20 Mule Team Detergent Booster, 76 Oz

Arm & Hammer Baking Soda, 64 Oz

Oxiclean Versatile Stain Remover, 5 Pounds

Church & Dwight Co 03020 Arm & Hammer Super Washing Soda 55 oz.

Zote Laundry Soap Bar Pink 14.1 oz (Pack of 3)

Fels Naptha Laundry Soap

This article first appeared at The Organic Prepper: How to Make Your Own Laundry Detergent

About the author:

Daisy Luther  lives in a small village in the Pacific Northwestern area of the United States.  She is the author of The Organic Canner and The Pantry Primer: How to Build a One Year Food Supply in Three Months. On her website, The Organic Prepper, Daisy uses her background in alternative journalism to provide a unique perspective on health and preparedness, and offers a path of rational anarchy against a system that will leave us broke, unhealthy, and enslaved if we comply.  Daisy’s articles are widely republished throughout alternative media. You can follow her on Facebook, Pinterest,  and Twitter, and you can email her at daisy@theorganicprepper.ca

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By Arial Baker Off The Grid News

In the minds of many Americans, outhouses are a symbol of the old west, an antique concept that predates electricity and running water, and a commodity that, for most, is long forgotten. Unless, of course, you are one of the lucky few who understands the benefits and has come to love taking a walk outside.

While it can be difficult for some people to recognize the positive aspects of owning an outhouse, once you have lived it, you may find it harder still to abandon the practice. Whether you live in a dry cabin or you simply enjoy the idea of stepping out and away from other people, outhouses are most assuredly not a structure lost in time, and for off-gridders who love them and the innumerable designs that make each one unique, they are more than just a lost art. They are a structural stroke of genius.

The ‘Hole’ History

The concept of outhouse design dates back to Europe more than 500 years ago, and the structure has undergone numerous changes and improvements since then. During that era, many people were illiterate, so with the emergence of his and her outhouses, symbols were added. The sun or stars represented men’s rooms, while the half crescent moon was reserved for women. Over the years, either because men use or maintain the facility less frequently, it was women who kept outhouses clean and in working order, leaving the crescent moon as the only remaining and identifying symbol for outhouses to this day. While the structure has seen everything from the introduction of toilet paper to heating and insulation, standard outhouses still have the same basic features that they did hundreds of years ago — except now, they can be design masterpieces and personal works of art.

Bare Basics

Every outhouse has a few general rules that have to be followed when building one, but from that point, the rest is completely up to you. Make sure that it is 50 to 150 feet from your home to avoid any unpleasant smells, unless you can regularly discard wood chips and fireplace ash down the hole to mask odors. Next, make sure that it is downhill and away from any underground water system that you may have in place, as this avoids toxic contamination and keeps your water source clean. Due to the dangerous build-up of methane gas that accumulates in outhouses, especially those with no windows or air spaces, always make sure to incorporate a vent from the pit chamber to outside, which will reduce odors and keep you safe. Lastly, common depth when digging a hole for the facility is about eight feet, but if you live in a state where temperatures reach below freezing, it is advisable to dig just below the frost line for proper decomposition.

Discover More Than 1122 Tips, Tricks And Secrets For A Healthier, Safer, Lower Cost, More Self-Reliant Life!

Dated Designs

Anyone who has seen an outhouse or even a cartoon sketch of one knows the basic four-by-four wooden structure with one door and a slanted roof for ventilation. While these are most common on hiking trails or old hunting camp-type locations, many people who build outhouses for their own home don’t see a need to improve on what works. But if you live in an area where outhouses are prominent, chances are you have seen some pretty interesting designs and ideas that make you want to go home and redo the whole thing. The following are some of the most unique concepts and basic ideas that will have your outhouse seeming more like a luxury than a dated water closet.

Various Outhousesouthouse 1

Although this (right) may seem like an average, not everyone incorporates a window and a rain roof. If you live in a wet climate, the benefits of ventilation from a window may help reduce mold, while the roof is a nice touch, both aesthetically as well as for protection in the rainy seasons.

 

outhouse 2

 

Depending on how much time you plan to spend building your outhouse, this unique design adds more personal space than the average outhouse while nearly masking its identity. The rustic design is suitable for its purpose, and the exterior plants and flowers help to mask any unpleasant odors that may surround the structure.

 

 

 

Continue reading at Off The Grid News: How To Build A Modern-Day Outhouse

Sap Cap self defense

“He who would trade liberty for some temporary security, deserves neither liberty nor security.”

By  – SurvivoPedia

One’s right to own and bear arms is clearly stated in our Constitution in the second amendment. We are used to taking that right for granted because it’s always been that way, for as long as we’ve been a country. Unfortunately, it’s no longer that easy.

Fast forward to 9/11.

Since then, we’ve entered a completely different era. Now personal liberty and individual rights are being disregarded by collectivist and totalitarian ideas about “the greater good for the greater number”, and “trading individual rights for the greater security provided by Big Bro”. These are ideas which were proven wrong time and time again in recent history, but we just don’t seem to learn.

We’re living in scary times, in which our elected tyrannical government (the bolded word was mentioned in the Declaration of Independence also) tries hard to limit our rights day after day, passing laws that defy the Second Amendment. They’re relentlessly working to associate legitimate gun owners with domestic terrorism via a massive propaganda campaign in mass-media and even Hollywood movies.

Since not every state in the US allows people to carry (open or concealed) firearms on their person to protect themselves, in this article we will take an alternative crash course in 5 fatal and inconspicuous self-defense weapons that you can own. You already carry most of them without a license or being bullied by the forces who vowed to defend and uphold the values written by our founding fathers in our Constitution.

Check them up and learn to properly use them for your own defense!

1. The Scarf

Let’s start with one of the most improbable (and fatal) self-defense weapons, namely the humble scarf.

We all know what a scarf is and what it’s used for by regular folks. Now, if you’re a professional hit man for the mob or a maybe a ninja, you may know the domestic and harmless looking scarf as a garrote, because that’s what you can use a scarf as. You can use it  to strangle a person, using the scarf as the means to a “fatal” end.

I know it sounds like a James Bond movie, but with a little bit of training and technique, you can use a scarf as a fatal self-defense weapon. Soldiers and Special Forces members are using improvised garrotes regularly (for hundreds of years) as a silent mean of assassination. As a matter of fact, elite soldiers from the French Foreign Legion made a name for themselves in this niche.

Just take a look at clip and you’ll get the general idea about how to use a scarf as a garrote/self-defense weapon, but you’ll require serious training if you want to master this ancient technique flawlessly.

Video first seen on Expert Village.

2. The Pen

My second choice for a potentially fatal self-defense weapon that can be used anytime and anywhere without the slightest chance of detection is an item carried by most of the people on a daily basis: the pen.

Continue reading at SurvivoPedia: The 5 Fatal Self Defense Weapons That You Carry

walking-for-fitness

By Ken Jorgustin – Modern Survival Blog

If you lack good fitness, fail to exercise regularly, or you are generally ‘out of shape’, even though you might have all of your preparedness supplies and extra food on hand (ready for SHTF) – you still aren’t ready because in a post-collapse world there will be little time for sitting on one’s ass all day.

Here’s one thing you can do to improve your ‘survival fitness’…

 

You might have a year of food storage and supplies for you and your family, but do you have the fitness, strength and stamina to walk for 10 miles? (or even 1 mile?) Are you physically fit enough to work hard all day in a garden (for example)? Do you have any idea how much more physically difficult your life might become while surviving after a major collapse?

Continue reading at Modern Survival Blog: Walking: Survival Fitness and Exercise

two-party-none-of-the-above

By Mac Slavo – SHTFplan.com

Trapped inside the two-party beast, where saying “no” to one candidate has often meant voting for the “lesser of two evils” can be downright disillusioning, particularly for those who feel the system is broken beyond all repair.

Sending a firm message of “no confidence” might do more good for the country than continuing to hand power to slick, PR-driven politicians who have continued to betray voter promises and sell out the country to corporate and special interests.

Well, now one state senator has introduced a bill to do just that:

A recent proposal by State Senator Branden Petersen (R-MN) would place “None of the Above” as an option in elections. Under Petersen’s plan (which would be binding in all but presidential contests), if such option were to receive the most votes in a November election, a special election would be held with new candidates in February. Any candidates who had been listed on the prior ballot would be excluded.

Finally. It’s about time.

Maybe it’s not the solution everyone has been waiting for, but at least it sends the right message.

The Star Tribune reports:

GOP Sen. Branden Petersen’s proposal is certainly a longshot, even by his own admission. But he’s hoping the bill he introduced last week at least stirs some serious talk and gives frustrated voters an idea to rally around.

“This would give people an opportunity to really make a strong statement in rebuke of the present dynamic. It would be an honest check on the two-party system,” said the first-term senator from Andover who at times has clashed openly with his own party. “This gives people a chance to legitimately voice their opinion.”

Minnesota’s bill would call for new elections and throw out the old candidates:

It holds the potential for new elections if the “None of the Above” line garners the most votes.

The listed candidates from the prior race would be excluded, although write-in candidates would remain eligible.

Nevada does have a similar “None of the Above” option, but whereas the Minnesota bill would trigger a new election, in Nevada, a winning “None of the Above” ballot only puts the next highest voted candidate office – more or less defeating the purpose. This actually happened in Nevada’s Democratic primary for Governor:

The only state to currently have a similar law is Nevada. In contrast, Nevada allows the top vote-getting candidate to prevail, an occurrence which took place in last year’s Democratic primary for governor, as Robert Goodman finished second to “None of these candidates,” yet still received the gubernatorial nomination. Similar proposals have been introduced in several states, but none have prevailed.

Not surprisingly, many of Sen. Petersen’s colleagues were skeptical of the bill, perhaps unamused at even the remote prospect that it could exclude them from office under a cloud of embarrassment and shame.

Chairman of the House Government Operations and Election Policy committee, Tim Sanders, ridiculed the bill by comparing it to the Richard Pryor comedy Brewster’s Millions, where a successful “None of the Above” campaign was used in New York.

“That’s not something that grabs my interest. I’m certainly willing to hear him out,” Sanders said.

But Sanders is worried it would be too complex and feed an unachievable hunger for the perfect candidate.

Another election committee official in Minnesota’s Senate was equally dismissive:

Senate Elections Subcommittee Chairwoman Katie Sieben, DFL-Newport, said she’s inclined to give the bill a hearing but considers it an “excessive and expensive” answer to concerns of voter discontent. “I’m not convinced,” she said.

The fact that many elected officials in both the Democrat and Republican parties would feel uncomfortable with “None of the Above” is completely the point!

Voters have been almost helpless to “throw out the bums” even after realizing how corrupt and unlikeable they are.

As Melissa Melton wrote, despite an 11% approval of Congress in both parties, more than 96% of Congress is regularly re-elected:

Politifact even did the checking on this one and deemed it true. The numbers could be fudged a little both ways, with the approval ratings skyrocketing as high as 14% and the re-elected numbers going down as low as 95%, but overall…THIS MEME JUST HAPPENED TO AMERICA.

“Voters hold Congress in low regard, yet they re-elect almost everyone,” Politifact declared.

There is an overwhelming sentiment throughout the country that the country is not being honestly represented, yet little is done to change it.

If this proves to be one small step for mankind – with its own limitations and unlikely prospect of success – then let’s take it as a small step in the right direction.

As the Libertarian Republic aptly notes:

This Minnesota proposal is just the latest news substantiating an outcry against how we, as a citizenry, have seen our government perform, particularly over the past several years. As much as politicians talk about their beliefs and platitudes, all of those talking points seem to disappear once they take office. Even those with initially positive intentions all too often seem to be infected by the tone of status quo politicking. While much is promised, little is done. Personal ambitions overtake policy goals, as complacency takes effect.

No one reform will change how government performs its duties. However, by in small ways bringing attention to corruption, as well as our dissatisfaction with the performance of elected officials, we can empower ourselves to make changes. Maybe “None of the Above” is the candidate we have needed all along.

This article first appeared at SHTFplan.com: “None of the Above”: Senator Wants Message of No Confidence on the Ballot

By Michael Snyder – End of The American Dream

Janet Yellen is very alarmed that some members of Congress want to conduct a comprehensive audit of the Federal Reserve for the first time since it was created.  If the Fed is doing everything correctly, why should Yellen be alarmed?  What does she have to hide?  During testimony before Congress on Tuesday, she made “central bank independence” sound like it was the holy grail.  Even though every other government function is debated politically in this country, Yellen insists that what the Federal Reserve does is “too important” to be influenced by the American people.  Does any other government agency ever dare to make that claim?  But of course the Federal Reserve is not a government agency.  It is a private banking cartel that has far more power over our money and our economy than anyone else does.  And later on in this article I am going to share with you dozens of reasons why Congress should shut it down.

The immense power wielded by the Federal Reserve is clearly demonstrated whenever Janet Yellen speaks publicly.  On Tuesday, her comments about interest rates sent stocks to brand new record highs

Yellen, in her semi-annual testimony before the Senate banking committee, used a word familiar to investors when she reiterated that the central bank will be “patient” on raising interest rates for the first time since the 2008 financial crisis. Traders took that as a sign that interest rates would remain unchanged until autumn.

The Dow Jones Industrial Average rose 92.35 points (0.5%) to 18,209.19, while the Standard & Poors 500 gained 5.82 points (0.3%) to 2,115.48, both eclipsing Friday’s record closes.

But Yellen was also unusually defensive on Tuesday.  The “Audit the Fed” bill that is being sponsored by Rand Paul (among others) has her really freaked out.  The following comes from the Hill

Appearing before the Senate Banking Committee, Yellen was on the defensive, as Republicans questioned how the Fed conducts monetary policy and Democrats put forward ideas for getting tougher on Wall Street.

In the midst of all of it, Yellen generally argued the Fed was designed as an independent entity for a reason — and it would be best not to change it.

“Central bank independence in conducting monetary policy is considered a best practice for central banks around the world,” she said. “Academic studies, I think, establish beyond the shadow of a doubt that independent central banks perform better.”

In fact, she went so far as to mention the “Audit the Fed” bill by name

A GOP-controlled Congress has given the bill its best chances yet of passage, and that renewed interest led Yellen to deliver her most spirited opposition yet.

“I want to be completely clear,” she said. “I strongly oppose Audit the Fed.”

Yellen argued the audit measure would allow politicians to second-guess the Fed’s decisions, which, in turn, would weaken the central bank. And the ultimate victim of that process, she said, would be the U.S. economy.

So what is she so concerned about?

We are all accountable to someone.

What is so wrong about the Federal Reserve being accountable to Congress?

Why can’t we find out what is really going on inside the Fed?

And of course it isn’t just Yellen that is freaking out.  Just consider these comments from Richard Fisher, the president of the Federal Reserve Bank of Dallas…

“It is always politically convenient to make something sound mysterious, if not malevolent, by claiming it is opaque,” Fisher said in a speech to the Economic Club of New York that is part of an effort by Fed officials to fight the legislation.

“My suspicion is that many of those in Congress calling for ‘auditing’ the Fed are really sheep in wolves’ clothing,” he said. “Having proven themselves unable to cobble together with colleagues a working fiscal policy or to construct a regulatory regime that incentivizes rather than discourages investment and job creation — in other words, failed at their own job — they simply find it convenient to create a bogeyman out of an entity that does its job efficiently.”

Obviously this is a very, very touchy subject over at the Fed.

It is quite clear that they do not want the rest of us to be able to see what they are really up to.

And the truth is that if the American people really did know how the Federal Reserve works and what it has been doing behind closed doors, most Americans would want it shut down tomorrow.

At the end of the day, the reality of the matter is that we don’t even need a Federal Reserve.  I really like how David Stockman made this point the other day…

At the end of the day, American capitalism does not need recycled political hacks like Jerome H. Powell or clueless school marms like Janet Yellen to thrive. If we need a Fed at all, it is the one designed by Carter Glass 100 years ago. That is, a “bankers bank” that was intended to provide standby liquidity at a penalty spread above the free market interest rate in consideration for good collateral originating from inventory and receivables in the real economy.

Under that arrangement, there would be no monetary central planning or pointless attempts to manage the level of GDP, the number of new jobs, the rate of housing starts, the fluctuations of the CPI or the amplitudes of the business cycle. There would also be no pegging of the money market rate, no helping hand for Wall Street gamblers, no cheap debt to enable profligate politicians to kick-the-can down the road indefinitely.

In short, what the nation really needs is not an “independent” Fed, but one that is shackled to a narrow and market-driven liquidity function. The rest of its current remit is nothing more than the self-serving aggrandizement of the apparatchiks who run it; and who have now managed to turn the nation’s vital money and capital markets into dangerous, unstable casinos, and the nations savers into indentured servants of a bloated and wasteful banking system.

The Federal Reserve has been around for just over a hundred years, and it has done an absolutely abysmal job for the American people.

I want to share with you some facts and figures that I have shared before, but they bear repeating.  Please share this list of 100 reasons why the Federal Reserve should be shut down with everyone that you know…

#1 We like to think that we have a government “of the people, by the people, for the people”, but the truth is that an unelected, unaccountable group of central planners has far more power over our economy than anyone else in our society does.

#2 The Federal Reserve is actually “independent” of the government.  In fact, the Federal Reserve has argued vehemently in federal court that it is “not an agency” of the federal government and therefore not subject to the Freedom of Information Act.

#3 The Federal Reserve openly admits that the 12 regional Federal Reserve banks are organized “much like private corporations“.

#4 The regional Federal Reserve banks issue shares of stock to the “member banks” that own them.

#5 100% of the shareholders of the Federal Reserve are private banks.  The U.S. government owns zero shares.

#6 The Federal Reserve is not an agency of the federal government, but it has been given power to regulate our banks and financial institutions.  This should not be happening.

#7 According to Article I, Section 8 of the U.S. Constitution, the U.S. Congress is the one that is supposed to have the authority to “coin Money, regulate the Value thereof, and of foreign Coin, and fix the Standard of Weights and Measures”.  So why is the Federal Reserve doing it?

#8 If you look at a “U.S. dollar”, it actually says “Federal Reserve note” at the top.  In the financial world, a “note” is an instrument of debt.

#9 In 1963, President John F. Kennedy issued Executive Order 11110 which authorized the U.S. Treasury to issue “United States notes” which were created by the U.S. government directly and not by the Federal Reserve.  He was assassinated shortly thereafter.

#10 Many of the debt-free United States notes issued under President Kennedy are still in circulation today.

#11 The Federal Reserve determines what levels some of the most important interest rates in our system are going to be set at.  In a free market system, the free market would determine those interest rates.

#12 The Federal Reserve has become so powerful that it is now known as “the fourth branch of government“.

#13 The greatest period of economic growth in U.S. history was when there was no central bank.

#14 The Federal Reserve was designed to be a perpetual debt machine.  The bankers that designed it intended to trap the U.S. government in a perpetual debt spiral from which it could never possibly escape.  Since the Federal Reserve was established 100 years ago, the U.S. national debt has gotten more than 5000 times larger.

#15 A permanent federal income tax was established the exact same year that the Federal Reserve was created.  This was not a coincidence.  In order to pay for all of the government debt that the Federal Reserve would create, a federal income tax was necessary.  The whole idea was to transfer wealth from our pockets to the federal government and from the federal government to the bankers.

#16 The period prior to 1913 (when there was no income tax) was the greatest period of economic growth in U.S. history.

#17 Today, the U.S. tax code is about 13 miles long.

#18 From the time that the Federal Reserve was created until now, the U.S. dollar has lost 98 percent of its value.

#19 From the time that President Nixon took us off the gold standard until now, the U.S. dollar has lost 83 percent of its value.

#20 During the 100 years before the Federal Reserve was created, the U.S. economy rarely had any problems with inflation.  But since the Federal Reserve was established, the U.S. economy has experienced constant and never ending inflation.

#21 In the century before the Federal Reserve was created, the average annual rate of inflation was about half a percent.  In the century since the Federal Reserve was created, the average annual rate of inflation has been about 3.5 percent.

#22 The Federal Reserve has stripped the middle class of trillions of dollars of wealth through the hidden tax of inflation.

#23 The size of M1 has nearly doubled since 2008 thanks to the reckless money printing that the Federal Reserve has been doing.

#24 The Federal Reserve has been starting to behave like the Weimar Republic, and we all remember how that ended.

#25 The Federal Reserve has been consistently lying to us about the level of inflation in our economy.  If the inflation rate was still calculated the same way that it was back when Jimmy Carter was president, the official rate of inflation would be somewhere between 8 and 10 percent today.

#26 Since the Federal Reserve was created, there have been 18 distinct recessions or depressions: 1918, 1920, 1923, 1926, 1929, 1937, 1945, 1949, 1953, 1958, 1960, 1969, 1973, 1980, 1981, 1990, 2001, 2008.

#27 Within 20 years of the creation of the Federal Reserve, the U.S. economy was plunged into the Great Depression.

#28 The Federal Reserve created the conditions that caused the stock market crash of 1929, and even Ben Bernanke admits that the response by the Fed to that crisis made the Great Depression even worse than it should have been.

#29 The “easy money” policies of former Fed Chairman Alan Greenspan set the stage for the great financial crisis of 2008.

#30 Without the Federal Reserve, the “subprime mortgage meltdown” would probably never have happened.

#31 If you can believe it, there have been 10 different economic recessions since 1950.  The Federal Reserve created the “dotcom bubble”, the Federal Reserve created the “housing bubble” and now it has created the largest bond bubble in the history of the planet.

#32 According to an official government report, the Federal Reserve made 16.1 trillion dollars in secret loans to the big banks during the last financial crisis.  The following is a list of loan recipients that was taken directly from page 131 of the report…

Citigroup – $2.513 trillion
Morgan Stanley – $2.041 trillion
Merrill Lynch – $1.949 trillion
Bank of America – $1.344 trillion
Barclays PLC – $868 billion
Bear Sterns – $853 billion
Goldman Sachs – $814 billion
Royal Bank of Scotland – $541 billion
JP Morgan Chase – $391 billion
Deutsche Bank – $354 billion
UBS – $287 billion
Credit Suisse – $262 billion
Lehman Brothers – $183 billion
Bank of Scotland – $181 billion
BNP Paribas – $175 billion
Wells Fargo – $159 billion
Dexia – $159 billion
Wachovia – $142 billion
Dresdner Bank – $135 billion
Societe Generale – $124 billion
“All Other Borrowers” – $2.639 trillion

#33 The Federal Reserve also paid those big banks $659.4 million in “fees” to help “administer” those secret loans.

#34 During the last financial crisis, big European banks were allowed to borrow an “unlimited” amount of money from the Federal Reserve at ultra-low interest rates.

#35 The “easy money” policies of Federal Reserve Chairman Ben Bernanke have created the largest financial bubble this nation has ever seen, and this has set the stage for the great financial crisis that we are rapidly approaching.

#36 Since late 2008, the size of the Federal Reserve balance sheet has grown from less than a trillion dollars to more than 4 trillion dollars.  This is complete and utter insanity.

#37 During the quantitative easing era, the value of the financial securities that the Fed has accumulated is greater than the total amount of publicly held debt that the U.S. government accumulated from the presidency of George Washington through the end of the presidency of Bill Clinton.

#38 Overall, the Federal Reserve now holds more than 32 percent of all 10 year equivalents.

#39 Quantitative easing creates financial bubbles, and when quantitative easing ends those bubbles tend to deflate rapidly.

#40 Most of the new money created by quantitative easing has ended up in the hands of the very wealthy.

#41 According to a prominent Federal Reserve insider, quantitative easing has been one giant “subsidy” for Wall Street banks.

#42 As one CNBC article stated, we are seeing absolutely rampant inflation in “stocks and bonds and art and Ferraris“.

#43 Donald Trump once made the following statement about quantitative easing: “People like me will benefit from this.

#44 Most people have never heard about this, but a very interesting study conducted for the Bank of England shows that quantitative easing actually increases the gap between the wealthy and the poor.

#45 The gap between the top one percent and the rest of the country is now the greatest that it has been since the 1920s.

#46 The mainstream media has sold quantitative easing to the American public as an “economic stimulus program”, but the truth is that the percentage of Americans that have a job has actually gone down since quantitative easing first began.

#47 The Federal Reserve is supposed to be able to guide the nation toward “full employment”, but the reality of the matter is that an all-time record 102 million working age Americans do not have a job right now.  That number has risen by about 27 million since the year 2000.

#48 For years, the projections of economic growth by the Federal Reserve have consistently overstated the strength of the U.S. economy.  But every single time, the mainstream media continues to report that these numbers are “reliable” even though all they actually represent is wishful thinking.

#49 The Federal Reserve system fuels the growth of government, and the growth of government fuels the growth of the Federal Reserve system.  Since 1970, federal spending has grown nearly 12 times as rapidly as median household income has.

#50 The Federal Reserve is supposed to look out for the health of all U.S. banks, but the truth is that they only seem to be concerned about the big ones.  In 1985, there were more than 18,000 banks in the United States.  Today, there are only 6,891 left.

#51 The six largest banks in the United States (JPMorgan Chase, Bank of America, Citigroup, Wells Fargo, Goldman Sachs and Morgan Stanley) have collectively gotten 37 percent larger over the past five years.

#52 The U.S. banking system has 14.4 trillion dollars in total assets.  The six largest banks now account for 67 percent of those assets and all of the other banks account for only 33 percent of those assets.

#53 The five largest banks now account for 42 percent of all loans in the United States.

#54 We were told that the purpose of quantitative easing is to help “stimulate the economy”, but today the Federal Reserve is actually paying the big banks not to lend out 1.8 trillion dollars in “excess reserves” that they have parked at the Fed.

#55 The Federal Reserve has allowed an absolutely gigantic derivatives bubble to inflate which could destroy our financial system at any moment.  Right now, four of the “too big to fail” banks each have total exposure to derivatives that is well in excess of 40 trillion dollars.

#56 The total exposure that Goldman Sachs has to derivatives contracts is more than 381 times greater than their total assets.

#57 Federal Reserve Chairman Ben Bernanke has a track record of failure that would make the Chicago Cubs look good.

#58 The secret November 1910 gathering at Jekyll Island, Georgia during which the plan for the Federal Reserve was hatched was attended by U.S. Senator Nelson W. Aldrich, Assistant Secretary of the Treasury Department A.P. Andrews and a whole host of representatives from the upper crust of the Wall Street banking establishment.

#59 The Federal Reserve was created by the big Wall Street banks and for the benefit of the big Wall Street banks.

#60 In 1913, Congress was promised that if the Federal Reserve Act was passed that it would eliminate the business cycle.

#61 There has never been a true comprehensive audit of the Federal Reserve since it was created back in 1913.

#62 The Federal Reserve system has been described as “the biggest Ponzi scheme in the history of the world“.

#63 The following comes directly from the Fed’s official mission statement: “To provide the nation with a safer, more flexible, and more stable monetary and financial system.”  Without a doubt, the Federal Reserve has failed in those tasks dramatically.

#64 The Fed decides what the target rate of inflation should be, what the target rate of unemployment should be and what the size of the money supply is going to be.  This is quite similar to the “central planning” that goes on in communist nations, but very few people in our government seem upset by this.

#65 A couple of years ago, Federal Reserve officials walked into one bank in Oklahoma and demanded that they take down all the Bible verses and all the Christmas buttons that the bank had been displaying.

#66 The Federal Reserve has taken some other very frightening steps in recent years.  For example, back in 2011 the Federal Reserve announced plans to identify “key bloggers” and to monitor “billions of conversations” about the Fed on Facebook, Twitter, forums and blogs.  Someone at the Fed will almost certainly end up reading this article.

#67 Thanks to this endless debt spiral that we are trapped in, a massive amount of money is transferred out of our pockets and into the pockets of the ultra-wealthy each year.  Incredibly, the U.S. government spent more than 415 billion dollars just on interest on the national debt in 2013.

#68 In January 2000, the average rate of interest on the government’s marketable debt was 6.620 percent.  If we got back to that level today, we would be paying more than a trillion dollars a year just in interest on the national debt and it would collapse our entire financial system.

#69 The American people are being killed by compound interest but most of them don’t even understand what it is.  Albert Einstein once made the following statement about compound interest…

Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.”

#70 Most Americans have absolutely no idea where money comes from.  The truth is that the Federal Reserve just creates it out of thin air.  The following is how I have previously described how money is normally created by the Fed in our system…

When the U.S. government decides that it wants to spend another billion dollars that it does not have, it does not print up a billion dollars.

Rather, the U.S. government creates a bunch of U.S. Treasury bonds (debt) and takes them over to the Federal Reserve.

The Federal Reserve creates a billion dollars out of thin air and exchanges them for the U.S. Treasury bonds.

#71 What does the Federal Reserve do with those U.S. Treasury bonds?  They end up getting auctioned off to the highest bidder.  But this entire process actually creates more debt than it does money…

The U.S. Treasury bonds that the Federal Reserve receives in exchange for the money it has created out of nothing are auctioned off through the Federal Reserve system.

But wait.

There is a problem.

Because the U.S. government must pay interest on the Treasury bonds, the amount of debt that has been created by this transaction is greater than the amount of money that has been created.

So where will the U.S. government get the money to pay that debt?

Well, the theory is that we can get money to circulate through the economy really, really fast and tax it at a high enough rate that the government will be able to collect enough taxes to pay the debt.

But that never actually happens, does it?

And the creators of the Federal Reserve understood this as well.  They understood that the U.S. government would not have enough money to both run the government and service the national debt.  They knew that the U.S. government would have to keep borrowing even more money in an attempt to keep up with the game.

#72 Of course the U.S. government could actually create money and spend it directly into the economy without the Federal Reserve being involved at all.  But then we wouldn’t be 17 trillion dollars in debt and that wouldn’t serve the interests of the bankers at all.

#73 The following is what Thomas Edison once had to say about our absolutely insane debt-based financial system…

That is to say, under the old way any time we wish to add to the national wealth we are compelled to add to the national debt.

Now, that is what Henry Ford wants to prevent. He thinks it is stupid, and so do I, that for the loan of $30,000,000 of their own money the people of the United States should be compelled to pay $66,000,000 — that is what it amounts to, with interest. People who will not turn a shovelful of dirt nor contribute a pound of material will collect more money from the United States than will the people who supply the material and do the work. That is the terrible thing about interest. In all our great bond issues the interest is always greater than the principal. All of the great public works cost more than twice the actual cost, on that account. Under the present system of doing business we simply add 120 to 150 per cent, to the stated cost.

But here is the point: If our nation can issue a dollar bond, it can issue a dollar bill. The element that makes the bond good makes the bill good.

#74 The United States now has the largest national debt in the history of the world, and we are stealing roughly 100 million dollars from our children and our grandchildren every single hour of every single day in a desperate attempt to keep the debt spiral going.

#75 Thomas Jefferson once stated that if he could add just one more amendment to the U.S. Constitution it would be a ban on all government borrowing

I wish it were possible to obtain a single amendment to our Constitution. I would be willing to depend on that alone for the reduction of the administration of our government to the genuine principles of its Constitution; I mean an additional article, taking from the federal government the power of borrowing.

#76 At this moment, the U.S. national debt is sitting at $18,141,409,083,212.36.  If we had followed the advice of Thomas Jefferson, it would be sitting at zero.

#77 When the Federal Reserve was first established, the U.S. national debt was sitting at about 2.9 billion dollars.  On average, we have been adding more than that to the national debt every single day since Obama has been in the White House.

#78 We are on pace to accumulate more new debt under the 8 years of the Obama administration than we did under all of the other presidents in all of U.S. history combined.

#79 If all of the new debt that has been accumulated since John Boehner became Speaker of the House had been given directly to the American people instead, every household in America would have been able to buy a new truck.

#80 Between 2008 and 2012, U.S. government debt grew by 60.7 percent, but U.S. GDP only grew by a total of about 8.5 percent during that entire time period.

#81 Since 2007, the U.S. debt to GDP ratio has increased from 66.6 percent to 101.6 percent.

#82 According to the U.S. Treasury, foreigners hold approximately 5.6 trillion dollars of our debt.

#83 The amount of U.S. government debt held by foreigners is about 5 times larger than it was just a decade ago.

#84 As I have written about previously, if the U.S. national debt was reduced to a stack of one dollar bills it would circle the earth at the equator 45 times.

#85 If Bill Gates gave every single penny of his entire fortune to the U.S. government, it would only cover the U.S. budget deficit for 15 days.

#86 Sometimes we forget just how much money a trillion dollars is.  If you were alive when Jesus Christ was born and you spent one million dollars every single day since that point, you still would not have spent one trillion dollars by now.

#87 If right this moment you went out and started spending one dollar every single second, it would take you more than 31,000 years to spend one trillion dollars.

#88 In addition to all of our debt, the U.S. government has also accumulated more than 200 trillion dollars in unfunded liabilities.  So where in the world will all of that money come from?

#89 The greatest damage that quantitative easing has been causing to our economy is the fact that it is destroying worldwide faith in the U.S. dollar and in U.S. debt.  If the rest of the world stops using our dollars and stops buying our debt, we are going to be in a massive amount of trouble.

#90 Over the past several years, the Federal Reserve has been monetizing a staggering amount of U.S. government debt even though Ben Bernanke once promised that he would never do this.

#91 China recently announced that they are going to quit stockpiling more U.S. dollars.  If the Federal Reserve was not recklessly printing money, this would probably not have happened.

#92 Most Americans have no idea that one of our most famous presidents was absolutely obsessed with getting rid of central banking in the United States.  The following is a February 1834 quote by President Andrew Jackson about the evils of central banking…

I too have been a close observer of the doings of the Bank of the United States. I have had men watching you for a long time, and am convinced that you have used the funds of the bank to speculate in the breadstuffs of the country. When you won, you divided the profits amongst you, and when you lost, you charged it to the Bank. You tell me that if I take the deposits from the Bank and annul its charter I shall ruin ten thousand families. That may be true, gentlemen, but that is your sin! Should I let you go on, you will ruin fifty thousand families, and that would be my sin! You are a den of vipers and thieves. I have determined to rout you out and, by the Eternal, (bringing his fist down on the table) I will rout you out.

#93 There are plenty of possible alternative financial systems, but at this point all 187 nations that belong to the IMF have a central bank.  Are we supposed to believe that this is just some sort of a bizarre coincidence?

#94 The capstone of the global central banking system is an organization known as the Bank for International Settlements.  The following is how I described this organization in a previous article

An immensely powerful international organization that most people have never even heard of secretly controls the money supply of the entire globe.  It is called the Bank for International Settlements, and it is the central bank of central banks.  It is located in Basel, Switzerland, but it also has branches in Hong Kong and Mexico City.  It is essentially an unelected, unaccountable central bank of the world that has complete immunity from taxation and from national laws.  Even Wikipedia admits that “it is not accountable to any single national government.”  The Bank for International Settlements was used to launder money for the Nazis during World War II, but these days the main purpose of the BIS is to guide and direct the centrally-planned global financial system.  Today, 58 global central banks belong to the BIS, and it has far more power over how the U.S. economy (or any other economy for that matter) will perform over the course of the next year than any politician does.  Every two months, the central bankers of the world gather in Basel for another “Global Economy Meeting”.  During those meetings, decisions are made which affect every man, woman and child on the planet, and yet none of us have any say in what goes on.  The Bank for International Settlements is an organization that was founded by the global elite and it operates for the benefit of the global elite, and it is intended to be one of the key cornerstones of the emerging one world economic system.

#95 The borrower is the servant of the lender, and the Federal Reserve has turned all of us into debt slaves.

#96 Debt is a form of social control, and the global elite use all of this debt to dominate all the rest of us.  40 years ago, the total amount of debt in our system (all government debt, all business debt, all consumer debt, etc.) was sitting at about 2 trillion dollars.  Today, the grand total exceeds 56 trillion dollars.

#97 Unless something dramatic is done, our children and our grandchildren will be debt slaves for their entire lives as they service our debts and pay for our mistakes.

#98 Now that you know this information, you are responsible for doing something about it.

#99 Congress has the power to shut down the Federal Reserve any time that it would like.  But right now most of our politicians fully endorse the current system, and nothing is ever going to happen until the American people start demanding change.

#100 The design of the Federal Reserve system was flawed from the very beginning.  If something is not done very rapidly, it is inevitable that our entire financial system is going to suffer an absolutely nightmarish collapse.

This article first appeared at End of The American Dream: Janet Yellen Is Freaking Out About ‘Audit The Fed’ – Here Are 100 Reasons Why She Should Be

About the author:

Michael T. Snyder is a graduate of the University of Florida law school and he worked as an attorney in the heart of Washington D.C. for a number of years.

Today, Michael is best known for his work as the publisher of The Economic Collapse Blog and The American Dream

Read his new book The Beginning of the End

By Suspicious0bservers

Published on Feb 27, 2015

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